West Suburban Insurance represents ‘A’ rated Insurance companies and will be your partner by designing an appropriate insurance program fitting your needs as well as your budget. Whether it is auto, home, life or health insurance we will make sure you have the coverage you need and the peace of mind you deserve.
West Suburban Insurance provides unique personal insurance solutions giving you the comfort and peace of mind knowing your family and your assets are safe.
VEHICLE COVERAGE
Auto
Financially protect you and family members against potential auto-related damages, loss or injuries. Also protects your passengers, your fellow drivers, pedestrians and other people’s property. Antique car coverage is also available.
Package policies will include your homeowner’s policy at discounted prices.
Motorcycle
Coverage for damages to you, your vehicle, your passengers, your fellow drivers, pedestrians, and other people’s property is included in this policy.
Personal watercraft
Coverage insures you against most risks of owning and operating your boat, motor and/or its trailer. It can also protect you against liability lawsuits, should you injure someone onboard or on another boat or damage to their property.
RV & camper
Coverage insures your motor home, travel trailer, pop-up camper against damage, theft, or an accident. Liability for injuries to others while on the road or at the campsite are also covered by this policy.
ATV
Protect from direct physical loss or injuries, to you and others as well as other people’s property as a result of its operation.
PROPERTY COVERAGE
Homeowners
Coverage protects you against direct physical loss from such perils as fire, lightning, wind storm, or hail, freezing and theft. An all-risk policy offers the broadest coverage except those specifically excluded in the policy. The liability part of the policy covers the homeowner for accidental injuries caused to third parties and/or their property for which you may be held liable. Coverage for flood and earthquake damage is excluded and must be purchased separately.
Package policy will include your auto policy at discounted prices.
Condo
Insure your personal property and parts of your unit that are not covered by your condominium’s Association policy. The liability part of the policy would cover injuries or damage to people or property that fall under the liability of the condo owner.
Renters
Coverage replaces your clothing, furniture, and other belongings in case of theft or damage from a covered peril. Personal liability coverage is included if held responsible for damage to other people’s property.
Personal property insurance
We provide custom coverage to protect your stuff against damage or theft, no matter where it is in the world.
Dwelling fire
Coverage helps to protect you against loss to your one to four family dwellings that are non-owner occupied. Most policies afford landlord liability coverage and loss of rental income due to direct physical loss.
OTHER COVERAGE
Identity theft
Protects you for expenses associated with reclaiming your financial identity. This policy helps you restore your credit. The coverage is generally available as an endorsement to your homeowner’s policy and/or your auto policy.
Packaged coverage
Save money by combining auto, home, and other personal insurance into one convenient account.
Umbrella
Umbrella coverage is designed to take over when your underlying liability coverage from your auto, home, or recreational vehicle have been exhausted.
Personal Articles
Valuable belongings may exceed the standard limits of the policy. Value and description of the item or collection is established with the insurance company before a loss can occur. The coverage is expanded to include things like loss of a stone from a setting, breakage of fragile items and mysterious disappearance.